Bonus withholding · 2026
Your bonus is bigger.
What lands in your account?
Estimate a separately paid bonus, then compare amounts under the same wage and state assumptions.
Worked example · not a payroll quote
A $10,000 Florida bonus: about $7,035.00 after withholding
Assume $75,000 of earlier regular wages, no earlier supplemental wages, the same employer, and the federal percentage method. This example subtracts $2,200 federal withholding, $620 Social Security and $145 Medicare. Florida state income tax is $0.
The $2,965 withheld is not your final tax bill. A different payroll method or wages already above tax thresholds can change this payment. Your annual return settles the final income tax.
Change just the numbers you know ↓Estimated net bonus
$7,035.00
$10,000 gross → $2,965.00 estimated withholding
- Federal supplemental withholding
- −$2,200.00
- Social Security
- −$620.00
- Medicare
- −$145.00
- State estimate
- −$0.00
| Gross bonus | Withholding | Net bonus |
|---|---|---|
| $5,000 | $1,482.50 | $3,517.50 |
| $10,000 | $2,965.00 | $7,035.00 |
| $20,000 | $5,930.00 | $14,070.00 |
Withholding is an advance payment, not a special final bonus tax.
For eligible separately identified supplemental pay, the federal percentage method generally uses 22% below the $1 million annual supplemental threshold and 37% on the excess. The optional 22% method requires federal income tax withholding from regular wages in the current or prior calendar year; employers can instead use an aggregate method. Your final income tax depends on your full tax return. This tool does not calculate a refund.
Before comparing the estimate with your payslip
- Check whether payroll used the percentage method or combined the bonus with regular pay. This tool models the percentage method.
- Use earlier gross wages from this employer, not your annual salary offer. Put earlier bonuses in supplemental wages; exclude the bonus being estimated.
- Check benefits and other deductions separately. They are not subtracted from this bonus estimate.
Why year-to-date wages matter
Earlier regular and supplemental wages reduce the remaining Social Security wage base and count toward Additional Medicare withholding. Enter wages from the same employer before this bonus. State withholding is estimated from our annual state model, not a state's supplemental payroll table.
IRS Publication 15 (2026) · Methodology
Estimate a regular Florida paycheck · See traditional 401(k) paycheck impact